Who’s who in a real estate purchase
Marketa’s Grab Bag.BY MARKETA JONAS-HAGY
When you decide to buy a home, you will rely on the expertise of people who specialize in this field. Four professionals you are likely to work with include the following:Real estate broker: This person is your guide during the entire transaction. He, or she, will help with home selection, making an offer for purchase, negotiating the deal and supervising your transaction to the closing table. Your Realtor is your main source for real estate information, as well as a link to other professionals.
Lender: Most people need to borrow money to fund the purchase of a home. Some use a bank or other lending institution. Others choose to go through a mortgage broker. The job of this professional is to find you the lender that best meets your needs, including interest rates, mortgage terms and down payment. A referral from your real estate agent is a great way to locate a mortgage professional you can trust.Real estate attorney: The Colorado Contract to Buy and Sell Real Estate includes a recommendation to have the contract examined by legal counsel before signing. If you choose to do so, this professional can assist you.
Home inspector: This person conducts a review of the property, and all its systems. The inspector’s report will include an evaluation of the home structure, heating and cooling systems, roof, electric, plumbing, appliances, general condition of the property and more. The buyer can use this report to decide if the condition of the home is right for him or if he wishes to negotiate any repairs with the seller.MARKETA JONAS-HAGY is a real estate broker with Century 21 Gold in Frisco. She has been helping people with their real estate needs for 14 years. You can reach Marketa at (970) 668-2121 x 215, (800) 548-0021 x 215 or by e-mail at firstname.lastname@example.org.
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